Is 640 a good diagnostic score?
Your score falls within the range of scores, from 580 to 669, considered Fair.
70% of U.S. consumers' FICO® Scores are higher than 665. What's more, your score of 665 is very close to the Good credit score range of 670-739. With some work, you may be able to reach (and even exceed) that score range, which could mean access to a greater range of credit and loans, at better interest rates.
The average FICO® Score is 714, somewhat higher than your score of 657, which means you've got a great opportunity to improve. 70% of U.S. consumers' FICO® Scores are higher than 657. What's more, your score of 657 is very close to the Good credit score range of 670-739.
A FICO® Score of 662 places you within a population of consumers whose credit may be seen as Fair. Your 662 FICO® Score is lower than the average U.S. credit score. Statistically speaking, 28% of consumers with credit scores in the Fair range are likely to become seriously delinquent in the future.
A 660 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range.
Your score falls within the range of scores, from 580 to 669, considered Fair. A 600 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.
A FICO® Score of 650 places you within a population of consumers whose credit may be seen as Fair. Your 650 FICO® Score is lower than the average U.S. credit score.
A FICO® Score of 670 falls within a span of scores, from 670 to 739, that are categorized as Good. The average U.S. FICO® Score, 714, falls within the Good range.
A 672 FICO® Score is Good, but by earning a score in the Very Good range, you could qualify for lower interest rates and better borrowing terms. A great way to get started is to check your credit score to find out the specific factors that impact your score the most and get your free credit report from Experian.
Your score falls within the range of scores, from 580 to 669, considered Fair.
Is 597 a good diagnostic score?
A 597 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.
A FICO® Score of 624 places you within a population of consumers whose credit may be seen as Fair.
Your score falls within the range of scores, from 580 to 669, considered Fair.
A FICO® Score of 671 falls within a span of scores, from 670 to 739, that are categorized as Good.
Additionally, because a 675 FICO® Score is on the lower end of the Good range, you'll probably want to manage your score carefully to prevent dropping into the more restrictive Fair credit score range (580 to 669).
A 673 FICO® Score is Good, but by earning a score in the Very Good range, you could qualify for lower interest rates and better borrowing terms. A great way to get started is to check your credit score to find out the specific factors that impact your score the most and get your free credit report from Experian.